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@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{transition:none!important}}

/* Solution-first positioning, provider network and scenario discovery */
.problem-section{background:#fff;padding-block:76px 82px}.problem-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:16px}.problem-card{border:1px solid #d9e5ed;border-radius:8px;padding:26px 21px 23px;color:#122f48;background:#f7fafc;text-decoration:none;display:flex;flex-direction:column;min-height:250px;transition:transform .2s ease,box-shadow .2s ease,border-color .2s ease}.problem-card:hover,.problem-card:focus-visible{border-color:#2783b5;transform:translateY(-4px);box-shadow:0 18px 35px rgba(11,38,60,.10)}.problem-symbol{font-size:.76rem;letter-spacing:.13em;color:#207fae;font-weight:750;display:flex;justify-content:space-between}.problem-symbol span{font-size:22px;letter-spacing:0}.problem-card h3{font-size:1.17rem;line-height:1.28;margin:19px 0 11px}.problem-card p{font-size:.90rem;line-height:1.62;margin:0 0 24px;color:#60778a}.problem-card>span:last-child{margin-top:auto;color:#1674a2;font-size:.81rem;font-weight:750}.safety-message{margin-top:24px;background:#fff7e3;border:1px solid #ebd7a1;border-inline-start:4px solid #c49c40;padding:14px 18px;border-radius:5px;color:#695326;line-height:1.6;font-size:.86rem}.form-safety{margin:0 0 22px}.caps-grid{grid-template-columns:repeat(4,minmax(0,1fr));gap:14px}.cap-card{min-width:0}.cap-list{font-size:.82rem}.incident-card{border-color:#9bc9e6;background:linear-gradient(165deg,#f1f9ff,#fff)}.trust-section{background:#f0f6fa}.trust-layout{display:grid;grid-template-columns:1fr 1.1fr;gap:75px;align-items:center}.trust-section h2{max-width:440px}.trust-list{display:grid;gap:13px}.trust-list>div{background:#fff;border:1px solid #d7e6ed;padding:18px 22px;border-radius:5px;font-size:.97rem;font-weight:650;color:#12344e}.trust-list>div:before{content:'✓';color:#177fa7;font-weight:900;margin-inline-end:16px}.partner-promo{background:#102f47;color:#fff;padding:58px 0}.partner-promo-grid{display:grid;grid-template-columns:1fr auto;align-items:center;gap:36px}.partner-promo h2{font-size:clamp(1.8rem,3vw,2.6rem);line-height:1.18;max-width:720px;margin:12px 0}.partner-promo h2 em{font-style:normal;color:#97cff4}.partner-promo p{max-width:700px;color:#bfd1df;line-height:1.7}.partner-promo .btn{color:#fff;border-color:#aac5d7}.partner-layout{display:grid;grid-template-columns:minmax(260px,.7fr) minmax(450px,1.4fr);gap:35px;align-items:start}.provider-sidebar{background:#0c2c43;color:#fff;padding:35px 28px;border-radius:7px}.provider-sidebar .eyebrow{color:#95d5fa}.provider-sidebar ol{padding-inline-start:24px;line-height:1.75}.provider-sidebar li{margin:16px 0;color:#d8e5ee}.provider-sidebar .side-warning{display:block;background:rgba(255,255,255,.07);color:#f1e3ad;border:1px solid rgba(255,255,255,.16);font-size:.81rem;margin-top:30px;padding:16px;line-height:1.6}.hero .hero-lead{max-width:590px}.problem-card:focus-visible{outline:3px solid #139acb;outline-offset:2px}
@media(max-width:1100px){.problem-grid,.caps-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.partner-layout{grid-template-columns:1fr 1.3fr}.trust-layout{gap:30px}}
@media(max-width:740px){.problem-section{padding-block:46px}.problem-grid,.caps-grid,.trust-layout,.partner-promo-grid,.partner-layout{grid-template-columns:1fr}.problem-card{min-height:205px}.partner-promo{padding:42px 0}.partner-promo .btn{justify-self:start}.provider-sidebar{padding:25px 22px}}